Reply June 17, 2018 at 6:48 am Reply Reply Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 June 18, 2018 at 7:29 am I’m still smiling…enjoyable read! Great way to start the day. Thank you Charles and have a blessed day! Reply charles towne Ohhhhhh, how sweet and precious that was to me! It reminded me of conversations my dear-departed husband and I have shared in the night. No matter the subject or even frustration because of wanting to sleep instead of talk, I will always remember them with a smile….and wish I could have more. Thanks Chuck!! God bless you and Nancy. I absolutely love this column and while the life of a caregiver is hard, I’ve found that these kind of conversations with my parents brings me humor and helps direct my attention away from what’s worrying me and puts my attention soley on making them happy. Great work Chuck, God Bless.– D.L Reply June 18, 2018 at 6:44 am Dear NH, perhaps it is a special relationship thing between husbands and wives that such things as this can bring a smile to our faces. God bless you dear friend. Chaz Thank you EJ! You take us to another level pal. Blessings and happy daddy’s day. Chaz Reply Don, blessings on you my friend. Chaz 16 COMMENTS Reply EJ Reply Reply June 18, 2018 at 8:02 am TAGSCharles TowneInspiration Previous articleOut of focusNext articleWhat Mindfulness Has Taught Me About Father’s Day Denise Connell RELATED ARTICLESMORE FROM AUTHOR June 17, 2018 at 9:09 am Thanks for the early morning chuckle. God bless you and Nancy. charles towne Reply June 18, 2018 at 8:22 am June 17, 2018 at 7:11 am Please enter your name here Reply June 18, 2018 at 12:57 pm I wish I could remember some of the conversations that Betty and I had. I know that she really enjoyed some of our walks around the pathways at FLNC. She especially liked our daily stop at one of the gazebos, where we would have our daily devotions. The last two times we stopped at our gazebo, we had to rush back to Betty’s room. She was too sick to stay away from her oxygen for very long. I remember on my birthday, Betty telling me “I don’t want to live any longer” and when I asked why, she mentioned the pain she was having. She mentioned it twice that day! I simply mentioned that she should pray to God about that, and He would understand! Three days later, Feb. 22, Betty told me twice “I want to go to Heaven!” and again I told her to pray about it. Sunday, Feb. 25th, while a Hospice Nurse was there, Betty called out loudly “DON!” and when I went over to her she simply said “I WANT TO DIE!” It was all related to the pain that Betty was feeling and from that time on they increased the pain meds they were giving her and she simply closed her eyes most of the time!March the 6th and Just before Midnight, the Hospice Nursed called me and said that Betty wasn’t expected to last the night. At that time I called my best friend, Charles “Chuck” Towne and asked if he would pray for me and Betty! Shortly after Midnight, March 7th “Chuck” surprised me by walking into Betty’s room and stayed with me until early in the morning. Betty passed away at 3:41am in the morning. When I looked at the devotion we normally read each day, the one for March 7th was from John 14:27 “Peace I leave with you, My peace I give to you; not as the world gives.” I feel that Betty and God had spoken the words I needed to hear and remember! Reply You have entered an incorrect email address! Please enter your email address here What a sweet story and thank you for sharing it. Blessings on you for your patience and kindness, even when you were tired and needed sleep! I love hearing about Nancy’s late night giggling and her sense of humor. It’s nice to read about your finding some precious moments in a very difficult situation. Understanding that the statute of limitations has ran its course I can discuss some of the things I wondered about as a kid…I can remember laying in bed at night and hearing whispered pillow talk, giggles and low laughter coming from my folk’s bedroom and wondering what’n the dickens was going on? It was only years later when I was married and had a family of my own that I was able to figure it out. O.K., so I was a slow learner! You take care pal, Chaz The Anatomy of Fear CSG Richard charles towne Chuckle! “Chuckle” did you say? Was that meant as a pathetic and very sarcastic play on my name? See, there went any sense of logic I might have possessed! i am glad you liked it Mike, you have a blessed day. Many blessings pal on you and the family. Chaz InspirationBy Charles Towne Many times, just as we are crawling into bed after a long day of living and I have closed my eyes in anticipation of an exciting journey into the land of Nod my darling, my dear sweet Nanny wants to talk.I have at times been somewhat frustrated by these nocturnal excursions into the realm of communication, but they are important to her, and usually, if I listen, something insightful occurs. The following is an example:Nan: “Charles?”Me: “Uh huh.”Nan: “I love you.”Me: “I love you too sweetie.”(We cuddle.)Nan: “I really enjoyed that movie.”Me: “What movie?”Nan: “You know, the one with Clark Gable and Rita Hayworth.”Me: “Oh yah, that one.”Nan: “Charles?”Me: “Uh huh.”Nan: “Are you listening to me?”Me: “Yes honey, of coarse I’m listening to you.”Nan: “Is Clark Gable still alive?”Me: “No, He died quite a few years ago.”Nan: “No, he couldn’t have!”Me: “Yeah, I’m sure he did.”Nan: “He couldn’t have!”Me: “Why do you say that?”Nan: “Because I just saw him in that movie.”Me: “So?”Nan: “Well silly, if he was in the movie he must still be alive.”(I lay there staring into the darkness wondering when it is going to end.)Nan: “Charles?”Me: “Yes honey.”Nan: “Is Rita Hayworth still alive?”Me: “What do you think sweetie?”Nan: “She must still be alive “’cause she was in the movie too.”Me: “Oh sure, that makes sense.”Nan: “What makes sense?”Me: “That they are still alive.”Nan: “Who is still alive?”Me: “Clark Gable and Rita what’s her face.”Nan: “What about them?”(Oh my goodness, I have created a monster! But then, after all, she is my monster.)Me: “What about who?”Nan: “You know, Clark Hayworth and Rita Gable.”Me: “Huh?”Nan: “Let’s go to sleep now.”Me: “O.K.”(I lay there staring into the darkness with unseeing eyes. All I can envision is Rita Hayworth beating up on Clark Gable. (Poor Clark) and I am wheezing from my C.O.P.D.)Nan: “Charles.”Me: “Uh huh?”Nan: “You are wheezing.”(She giggles.)Me: “What’s so funny?”Nan: “I was just thinking about what I am going to have written on your gravestone.”Me: “What are you going to have them write on my gravestone?”(More giggling.)Nan: “She took his breath away.”(Aint it the truth?)A HUSBAND’S AND A CAREGIVER’S PRAYERDear God, you are wonderful and gracious in your giving! You have said that you would not withhold any good thing from them that love you so I guess that means that you will give good things to those that love you and you know that I love you so very much. I thank you for my darling wife because through her I am learning of your great love for me. Help me to always be ready to laugh. Help me to be gracious in all things. Again I say, thank you for my darling. In Jesus’ holy name I declare it, AmenCharles Towne is first and foremost a Christian. An octogenarian, author, journalist, wildlife photographer, naturalist, caregiver, and survivor, his life has been and continues to be, a never-ending adventure filled with possibilities never imagined. He has adopted the philosophy that to Live fully, laugh uproariously, love passionately, and learn like there is no tomorrow, is a formula for a long and joy-filled life. June 17, 2018 at 4:08 am Don Young NH Share on Facebook Tweet on Twitter charles towne June 17, 2018 at 4:20 pm June 24, 2018 at 12:07 pm Dear Kristin, when folks enjoy my nostalgic little excursions it brings me great joy. Yes though the journey is at times more than difficult it has its moments when all I can do is raise my voice and praise God for His great love as evidenced by His incredible mercies. May you be overwhelmed by His wondrous love. Chaz June 17, 2018 at 2:55 am It was my mother that had dementia, not my wife but even so, your words bring many memories not only of my mom, but of every lady I think I have known! Papa God seems to have given them a logic we males are forever barred from understanding! As my grandfather explained when he was teaching me about nature, it seems designed to insure that we just ” shut up and listen! ” God bless us all, each and every one! A persons Perseption is their Reality! And we must allow each other that Right even when we think it Wrong. Someone once said a long time ago. What is Truth? Love is Always the Always the Answer Kristin Reply Logic? Richard, you are talking about hooman beans here and you speak of logic? I have arrived at the conclusion that we are ALL a tad demented. AINT IT GLORIOUS? Now if by chance you were to ask some folks for their opinion, Mama Mia for instance, they would vehemently deny my “demented” comment but that just serves to prove my point. May Papa God Bless each and every one of us nut-cases. Chaz charles towne charles towne June 18, 2018 at 2:13 pm Support conservation and fish with NEW Florida specialty license plate June 17, 2018 at 2:51 pm Reply June 23, 2018 at 8:53 am charles towne Mike McFadden June 17, 2018 at 2:46 pm Memories, O such sweet memories. Dear CSG, the great indescribable bliss that comes from remembering those bittersweet occasions of tender love you hold dear. Yes, bitter because they were so few, but sweet because they touch us so deeply. There are times, more frequent than I care to admit, that I wake in the night to silence… yearning to hear my Nancy’s sweet voice… Please forgive me for the brief sentimental journey. May Papa God hold you close, Chaz Don Lindsey Reply Reply Please enter your comment! LEAVE A REPLY Cancel reply charles towne Save my name, email, and website in this browser for the next time I comment.
China Photographer: Yichen Ding, Courtesy of Shanghai GPT Architectural Design co. LTD. Manufacturers Brands with products used in this architecture project Apartments “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/910002/port-apartment-suzhou-shilu-community-project-gpt-architectural-design Clipboard Port Apartment Suzhou Shilu Community Project / GPT Architectural Design Projects CopyApartments, Residential•Suzhou, China ArchDaily Architects: GPT Architectural Design Area Area of this architecture project Area: 7700 m² Year Completion year of this architecture project Photographs 2018 Manufacturers: 广东菲立智能家居有限公司, 德尔, 蒙娜丽莎 Year: Save this picture!© Yichen DingRecommended ProductsWoodSculptformTimber Click-on BattensDoorsVitrocsaGlass Technology in Hotel BeaulacEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsWoodTechnowoodPergola SystemsFACADEIn the project of Port Apartment Suzhou Shilu Community, the metal grilling on the façade of the original building makes the whole building look old and gray. The architect decided to partially cut the grilling to form a window, where green plants can be planted. Thus three three-dimensional “hanging garden” was born.Save this picture!Real scene comparison of facade along the street before and after reconstruction. Image © Yichen DingSave this picture!Real scene of facade along the street after reconstruction. Image © Yichen DingThe inner facade of the street, the louver design, highlighting the wall, connect the original two adjacent bay windows. By this way, it can solve the problem of the placement of air conditioners in the room, meanwhile, it is also a reinterpretation and update of the original messy interface.Save this picture!Real scene contrast of facade on the inner street before and after reconstruction. Image © Yichen DingCOURTYARDThe architect used the front area of the original courtyard site in the community, combining the Internet with the kitchen to create an outdoor leisure garden. The areas for pedestrians and vehicle were separated by zebra-printing techniques. The stylish black-and-white stripes on the pavilion, like the ripples created by the wind blowing the water, invigorating the entire space.Save this picture!© Yichen DingINTERIOR PARK IN THE PUBLIC AREAIn the design of the public recreation area on the first floor, the architect created a leisure garden that echoes both the inside and outside, based on the original double atrium space. The whole space was dominated by wood color and clear water concrete color, combining with a small landscape, thus a secret garden with the charm of Suzhou ancient city was formed.Save this picture!Real scene of “secret garden ” . Image © Yichen DingROOF GARDEN There was an open view in the roof garden, equipped with a viewing platform and an open-air barbecue area, suitable for young people to hold parties to enrich the nightlife. The white of the “sand beach” on the viewing platform is the most visually appealing, blending with an eyeful of the maca blue, blue and white, relaxing and quiet. In the noisy city, it has become an “Internet star city to punch card.”Save this picture!Real scene of roof garden. Image © Yichen DingPoint 1： INTERNETAn inevitable trend is having an excellent Internet mindset in the development of long-term rental apartments. This project is the first apartment with the property of “Internet” created by GPT. The shared business district consists of three major sections: Over Cloud Fitness Club high + Collection Store of Fitness Meal and Craft Beer (open for people inside and outside the community); the artist’s flash concept store and other diversified fast fashion shops (The leisure area will be the business area of the shops during business hours); Virtual Food City (a food store collection, majorly of take-out shops and a few of eat-in stores).Save this picture!1F plan and circulation. Image Courtesy of Shanghai GPT Architectural Design co. LTD.Point 2：24H BENEFIT ANALYSISThe shops are equipped with front and rear doors. During daytime, the inner door will be opened, connecting the business to the 330m² leisure space inside the apartment. Thus, the apartment public district will be a community garden style commercial center inside, which can improve the floor effect of the shop. Among them, the food street is set to be 24H vending, which can be used both for people inside and outside the community.Save this picture!Real scene of “secret garden ” . Image © Yichen DingPoint 3： VIRTUAL FOOD COURTThe food court can provide daily take-out catering service. Meanwhile the Japanese-style izakaya with human interest can provide customers with private food, and also provide a living scene with food and stories.Save this picture!Real scene of shared leisure area. Image © Yichen Ding“HOUSE OF CARDS”At the secondary entrance of the community, a “card house” full of design feeling is built. The white “card” takes you through layer by layer until the interior. The whole space is pure white, and under the outline of the outer black lines, an artistic spatial layering is created. Black steel tubes are embedded with LED lights, creating an entrance of three-dimensional light and shadow at night.Save this picture!Real scene comparison of the secondary entrance before and after reconstruction. Image © Yichen Ding“RAINFOREST”The waterfall lights hang down, injecting the filling of luxurious into space; the concave letter wall is simple and stylish; the wooden table is simple, flexible, natural and warm.Save this picture!“Rain Forest”. Image © Yichen Ding“UNDER THE TALL TREE”Set “under the tall tree”, the soft enveloping chair allows the returnees to take a short break here.Save this picture!Pavilion in the garden. Image © Yichen Ding“PAVILION IN THE GARDEN”The quiet space surrounded by soft enclosures is comfortable and elegant, with a dim visual beauty.Save this picture!“Story of the owl”. Image © Yichen Ding“STORY OF THE OWL”In the negotiation area, the large-scale personalized murals break the social restraint, and the exquisite tables and chairs can bring people closer.Save this picture!“Inception”. Image © Yichen Ding“WHITE BOX”The small open courtyard inside the building is like a “white box”, a clean and pure white space, dotted with natural green trees and blended with elegance.Save this picture!“White Box”. Image © Yichen DingConsidering that the target group of the project is mainly young white-collar workers urban area, the architect decided to use fashionable Nordic style and MUJI style to create a high-quality living space for young people.Save this picture!Real scene of Nordic style interior . Image © Yichen DingThe interior design of the Nordic style and suites pursues a sense of fluidity in the space design; the wall, floor, ceiling and simple dining bar, desk integrated with bookcase are all characterized by overall shape, simple texture and fine craftsmanship. People can feel a feeling of clean and clear .MUJI style interior design, the natural and simple style combined with the practicality of life. The space seems simple, but containing the charm of extra luxurious.Save this picture!Real scene of Nordic style suites interior . Image © Yichen DingThe design of the elevator hall leading to the living space, continues the elegant style of the apartment in a whole. Warm tones and simple reminder cards, can create an elegant home entrance for the tenants.Save this picture!Real scene of shared leisure area . Image © Yichen DingDifferent designs can bring different experiences to life. Stylish and comfortable life relies on excellent design and stable operation planning. No matter how high level the design is, could it be popular by the people when it is adapted to the needs of the society. The design must maintain the elegant taste, but also meet the diversified needs of the tenants, and also realize the cost control of the owners—— It is never simple to pursue creative DESIGN..Save this picture!Garden real scene outside the community. Image © Yichen DingProject gallerySee allShow lessMaking It, Third editionArchitecture BooksCultural center + Theatre / PAnnetier ArchitectureSelected ProjectsProject locationAddress:Jinmen Road, Suzhou, Jiangsu, ChinaLocation to be used only as a reference. It could indicate city/country but not exact address. Share Lead Architects: Hua Fang Port Apartment Suzhou Shilu Community Project / GPT Architectural DesignSave this projectSavePort Apartment Suzhou Shilu Community Project / GPT Architectural DesignPresented by:Save this picture!© Yichen Ding+ 53Curated by 韩爽 – HAN Shuang Share CopyAbout this office锋思国际OfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsBuildingsResidentialSuzhou CitySuzhouVankeApartmentGerman Design CouncilChinaPublished on February 03, 2019Cite: “Port Apartment Suzhou Shilu Community Project / GPT Architectural Design” [万科泊寓苏州石路社区 / 锋思国际] 03 Feb 2019. ArchDaily. Accessed 11 Jun 2021.
National Autistic Society appoints Occam Tagged with: Consulting & Agencies Individual giving AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 24 October 2008 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 16 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The National Autistic Society has appointed marketing management software and solutions provider Occam to overhaul its direct marketing programme.Occam will help the charity test the first in a series of new donor acquisition campaigns. The first wave planned for this month will include targeted doordrops, reciprocals and cold lists with the aim of increasing the charity’s donorbase.NAS will use a range of Occam’s tools, including Reciprocate, the warm donor exchange solution. Reciprocate’s database now comprises 110 charity clients with 28 million supporters, offering considerable list swapping opportunities.On the new partnership, Ian Campbell, Head of Individual Giving at National Autistic Society said: “At times when people are thinking twice about which charities they support, it is crucial that we can identify and then speak to those most likely to support us with a regular gift”.Scott Logie at Occam added: “Reciprocate provides a response rate of up to 19%, which is almost the same as the response charities get from existing-donor campaigns. Compare that with the average 1.5% response on traditional cold campaigns and the benefits are clear”.www.occam-dm.com
Previous articleH2 2020 Histamine H4 Receptor Pipeline Review – ResearchAndMarkets.comNext articleHimalayan glacier disaster highlights climate change risks Digital AIM Web Support Twitter WhatsApp WILMINGTON, Del.–(BUSINESS WIRE)–Feb 9, 2021– Compute Health Acquisition Corp. (the “Company”) (NYSE: CPUH.U), a newly formed special purpose acquisition company, today announced the closing of its initial public offering of 86,250,000 units, including 11,250,000 units sold pursuant to the full exercise of the underwriters’ over-allotment option, at a price of $10.00 per unit. Total gross proceeds from the offering were $862,500,000, before deducting underwriting discounts and commissions and other offering expenses. The units began trading on the New York Stock Exchange (“NYSE”) under the ticker symbol “CPUH.U” on February 5, 2021. Each unit consists of one share of Class A common stock and one-quarter of one redeemable warrant. Each whole warrant may be exercised for one share of Class A common stock at a price of $11.50 per share following the later of 30 days after the completion of the Company’s initial business combination and 12 months from the closing of the Company’s initial public offering. Once the securities comprising the units begin separate trading, the shares of Class A common stock and warrants are expected to be listed on the NYSE under the symbols “CPUH” and “CPUH WS,” respectively. The Company is a blank check company formed for the purpose of effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization or similar business combination with one or more businesses. The Company intends to focus on healthcare businesses that are already leveraging, or have the potential to leverage, computational power, with an emphasis on companies in the medical device space, including imaging and robotics, and companies operating in the virtual care space, including telehealth, care delivery and next-generation payor and provider models. The Company’s management team is led by Omar Fink, Jean Nehmé and Joshua Fink. Goldman Sachs & Co. LLC acted as the sole book-running manager for this offering. Copies of the final prospectus related to the initial offering by the Company may be obtained for free by visiting Edgar on the website of the Securities and Exchange Commission (“SEC”) at www.sec.gov or from Goldman Sachs & Co. LLC, 200 West Street, New York, NY 10282, Attn: Prospectus Department, by telephone at 866-471-2526, facsimile at 212-902-9316 or by emailing [email protected] A registration statement relating to the securities was filed with, and declared effective by, the SEC. This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. Forward-Looking Statements This press release includes certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements relating to the use of proceeds from the Company’s initial public offering and the listing on NYSE of the shares and warrants underlying the units. These forward-looking statements involve many risks and uncertainties that could cause actual results to differ materially from those expressed or implied by such statements, including, without limitation, general market conditions. These forward-looking statements speak only as of the date of this press release, and the Company expressly disclaims any obligation or undertaking to disseminate any updates or revisions to any forward-looking statement contained herein to reflect any change in the expectations of the Company with regard thereto or any change in events, conditions or circumstances on which any such statement is based. Forward-looking statements are subject to numerous conditions, many of which are beyond the control of the Company, including those set forth in the Risk Factors section of the prospectus related to the Company’s initial public offering. About Compute Health Acquisition Corp. The Company is a blank check company formed for the purpose of effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization or similar business combination with one or more businesses. The Company intends to focus on healthcare businesses that are already leveraging, or have the potential to leverage, computational power, with an emphasis on companies in the medical device space, including imaging and robotics, and companies operating in the virtual care space, including telehealth, care delivery and next-generation payor and provider models. The Company’s management team is led by Omar Fink, Jean Nehmé and Joshua Fink. View source version on businesswire.com:https://www.businesswire.com/news/home/20210209005878/en/ CONTACT: Joshua Fink Co-Chief Executive Officer Telephone: (212) 829-3500 Email:[email protected] KEYWORD: UNITED STATES NORTH AMERICA DELAWARE INDUSTRY KEYWORD: BANKING PROFESSIONAL SERVICES FINANCE SOURCE: Compute Health Acquisition Corp. Copyright Business Wire 2021. PUB: 02/09/2021 10:41 AM/DISC: 02/09/2021 10:41 AM http://www.businesswire.com/news/home/20210209005878/en Facebook Compute Health Acquisition Corp. Announces Full Exercise of Over-Allotment Option and Closing of $862,500,000 Initial Public Offering Facebook By Digital AIM Web Support – February 9, 2021 TAGS Local NewsBusiness Twitter WhatsApp Pinterest Pinterest
Pinterest Rosalind McGee. Anyone with information in reference to the whereabouts of McGee is encouraged to contact Detective D. Rocha at 432-335-4933 or Odessa Crime Stoppers at 432-333-TIPS and reference case No. 19-02499. UPDATE: A 48-year-old woman that was reportedly missing for nearly a month was located on Saturday afternoon.Rosalind McGee was safely found in the 1500 block of 51st Street in Odessa, an Odessa Police Department release stated.McGee had been reported missing since New Year’s Eve and a missing persons report was filed on Jan. 16. Police are searching for a 48-year-old woman that hasn’t been heard from since New Year’s Eve. ORIGINAL VERSION: The Odessa Police Department is looking for Rosalind McGee. She is listed at 5-foot, 5-inches tall and weighs 140 pounds. She was last heard from at 1 p.m. Dec. 31, 2018. Anyone with information in reference to the whereabouts of McGee is encouraged to contact Detective D. Rocha at 432-335-4933 or Odessa Crime Stoppers at 432-333-TIPS and reference case No. 19-02499. WhatsApp Twitter Local NewsLaw Enforcement Police searching for missing woman WhatsApp Pinterest TAGS Facebook Facebook By Digital AIM Web Support – February 24, 2021 Twitter Previous articleCOMMUNITY CALENDAR: Week of Jan. 20Next articleOCTECHS_robotics_2_CMYK.jpg Digital AIM Web Support
Sign up for DS News Daily Print This Post Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago DS News Webcast: Monday 9/23/2013 About Author: DSNews September 23, 2013 431 Views Home / Featured / DS News Webcast: Monday 9/23/2013 Servicers Navigate the Post-Pandemic World 2 days ago in Featured, Media, Webcasts 2013-09-23 DSNews Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Home Price Growth Slower in July Next: New Industry Technologies Marry Mobility and Compliance Demand Propels Home Prices Upward 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days ago Share Save Is Rise in Forbearance Volume Cause for Concern? 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago
Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Government, News Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Cristin Espinosa is a reporter for DS News and MReport. She graduated from Southern Methodist University where she worked as an editor and later as a digital media producer for The Daily Campus. She has a broadcast background as well, serving as a producer for SMU-TV. She wrote for the food section during her fellowship at The Dallas Morning News and has also contributed to Advocate Magazine and The Dallas Observer. The Federal Housing Administration (FHA) released its 2020 annual report today, which covers the financial status of the Mutual Mortgage Insurance (MMI) Fund and its Single Family insurance programs. The 2020 FHA report emphasizes how the government agency helped homeowners who were financially impacted by COVID-19. The report states that “FHA supported the housing market throughout the pandemic by providing liquidity and stability.” It outlines how FHA responded to the pandemic by “implementing a foreclosure and eviction moratorium and offering forbearance and other support” for American homeowners who faced COVID-19-related financial hardships this year.According to the annual report, FHA’s serious delinquent portfolio grew by $117 billion this year as a result of COVID-19 forbearance. Nearly all of this increase happened “soon after borrowers began requesting forbearance subject to the provisions of the CARES Act” at the beginning of May.“While we focused our efforts on helping FHA homeowners impacted by the global pandemic keep their homes, we balanced this with sound risk management to protect taxpayers,” Assistant Secretary for Housing and Federal Housing Commissioner Dana Wade said in a press release. “We also continue to demonstrate that during these times, FHA is open for business.”Although the FHA’s market share decreased from 11.56% in 2019 to 9.61% in 2020, it was indeed open for business as it had active insurance on more than 8.3 million single family forward and reverse mortgages as of September 30, 2020. The FHA’s combined capital ratio for 2020 was 6.10%, a 1.26% increase over 2019’s 4.84% capital ratio. The combined capital ratio includes both the FHA-insured single family forward and reverse mortgage portfolios. The increase in FHA’s combined capital ratio indicates that the MMI Fund remains financially healthy.The report also shows that despite coronavirus-related challenges, FHA served a record number of first-time and minority homebuyers. According to the report, the share of first-time homebuyers using FHA insurance reached a new high of 83.1% of the government agency’s total forward mortgage purchase endorsements in 2020. Additionally, the share of mortgages insured by FHA to minority borrowers reached almost 33% of all FHA forward mortgage insurance endorsements this year“FHA successfully served more of the nation’s first-time homebuyers and maintained its leadership role as the nation’s largest facilitator of affordable mortgage financing for minority borrowers,” HUD Secretary Ben Carson said in the press release.Wade also stated that the FHA, like many key players in the housing market, has adopted new technology this year as COVID-19 has intensified the growing need for technological and digital advancements across the housing industry.“We’ve exceeded expectations by bringing to market FHA Catalyst, a state-of-the-art technology platform that will keep credit flowing to FHA’s core borrowers while providing us with the data and analytics we need to identify and manage risk,” Wade said. Home / Daily Dose / FHA 2020 Report Shows How It Helped Struggling Homeowners The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Remembering FDIC’s First Chief Economist Next: DS5: Preparing for Forbearance Exits Print This Post November 13, 2020 1,265 Views FHA 2020 Report Shows How It Helped Struggling Homeowners Share Save Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago 2020-11-13 Cristin Espinosa About Author: Cristin Espinosa Data Provider Black Knight to Acquire Top of Mind 2 days ago
News UpdatesUnion Cabinet Approves Ordinance To Bring Urban & Multi-State Cooperative Banks Under RBI Supervision LIVELAW NEWS NETWORK24 Jun 2020 5:39 AMShare This – xThe Union Cabinet on Wednesday approved an Ordinance to bring urban cooperative banks and multi-state cooperative banks under the supervision of Reserve Bank of India.This was announced by Union Minister Prakash Javadekar in a media briefing about the cabinet decisions.”It will give an assurance to 8.6 crore depositors in these banks that their money will stay safe”, the Minister…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Union Cabinet on Wednesday approved an Ordinance to bring urban cooperative banks and multi-state cooperative banks under the supervision of Reserve Bank of India.This was announced by Union Minister Prakash Javadekar in a media briefing about the cabinet decisions.”It will give an assurance to 8.6 crore depositors in these banks that their money will stay safe”, the Minister said.#Cabinet approves an ordinance to bring 1,482 urban and 58 multi state cooperative banks under the supervision power of @RBI. It will give an assurance to 8.6 crore depositors in these banks that their money will stay safe: Union Minister @PrakashJavdekar #cabinetdecisions pic.twitter.com/1voDml0Iiz— PIB India (@PIB_India) June 24, 2020The decision assumes relevance in the backdrop of the Punjab and Maharashtra Cooperative Bank scam, affecting lakhs of depositors.In April, a Constitution Bench of the Supreme Court had held that cooperative banks must comply with the provisions of the Banking Regulation Act with respect to their operations. The SC also held that SARFAESI Act was applicable to cooperative banks.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story
Intraspecific allometry of pup mass as a function of maternal mass was analysed in Antarctic fur seals (Arctocephalus gazella), a highly dimorphic species. The allometric exponent was 0.6, much lower than in interspecific comparisons. Slopes were the same for mother-son pairs as for mother-daughter pairs, but adjusted means were significantly higher for the former, indicating higher reproductive effort of mothers of sons. The correlation of maternal mass with pup mass explained 59% of the variance in female pup mas but only 18% of that in male pup mass. Females appeared to produce sons which were as big as possible. Relative pup mass decreased with increasing maternal mass indicating a lower reproductive effort of bigger and presumably older mothers, contrary to expectations from life history theory. Sex ratio of pups showed no relation to maternal mass.
Phenol is an important pollutant widely discharged as a component of hydrocarbon fuels, but its degradation in cold regions is a great challenge due to the harsh environmental conditions. To date, there is little information available concerning the biodegradation of phenol by indigenous Antarctic bacteria. This study addresses the isolation of three phenol-degrading bacterial strains from King George Island, Antarctica. Based on preliminary screening, three isolates (AQ5-05, AQ5-06 and AQ5-07) capable of completely degrading 0.5 g/L phenol within 120 h at 10 °C were selected for detailed study. Two were identified as Arthrobacter spp., and one Rhodococcus sp., based on 16S rRNA sequences. All strains were non-motile, Gram positive, oxidase negative and catalase positive. A study on the effects of parameters including temperature, pH, salinity and nitrogen source was conducted to optimise the conditions for phenol degradation. This revealed that the three isolates were psychrotolerant with the optimum temperature for phenol degradation between 10 and 15 °C. This study suggests the potential use of cold-adapted bacteria in the bioremediation of phenol over a wide range of low temperatures.