US bonus rules promise to be less strict than EU regulation

first_imgSunday 6 February 2011 10:18 pm Show Comments ▼ US bonus rules promise to be less strict than EU regulation Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofChicken Bao: Delicious Recipes Worth CookingFamily ProofCheese Crostini: Delicious Recipes Worth CookingFamily ProofHomemade Tomato Soup: Delicious Recipes Worth CookingFamily Proof KCS-content REGULATORS in the US are today expected to unveil a set of less restrictive bonus regulations than those adopted by the EU in December.Although the Federal Deposit Insurance Corp (FDIC) is thought to be planning a similar set of headline rules, the details will be less prescriptive. The FDIC is expected to 50 per cent of the total bonus is deferred over three years, with no more than 20 per cent in cash up front.But the US authorities’ rules are likely to be much less wide-ranging than those imposed by the EU and implemented by the UK’s FSA.The FSA has chosen to apply EU rules to 2,500 financial firms in the UK, whereas the US rules are likely to apply only to top executives at firms with over $50bn (£31bn) in assets. The firms’ management will then be responsible for creating incentive schemes for other workers in roles that pose “material risk” to the financial system. The US rules are also unlikely to demand that firms include a “clawback” clause in contracts to retrieve money paid in bonuses. A key question is whether the FDIC will adopt the same provision as in the UK that the rules apply to all the foreign subsidiaries of any London-based firm, which has prompted concerns that UK banks could find it difficult to compete for staff in Asia. center_img whatsapp whatsapp Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryUndoMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldUndoSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesUndoBrake For ItThe Most Worthless Cars Ever MadeBrake For ItUndoWanderoamIdentical Twins Marry Identical Twins – But Then The Doctor Says, “STOP”WanderoamUndoBetterBe20 Stunning Female AthletesBetterBeUndoautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comUndo Share Tags: NULLlast_img read more

Wales vs England – Preview to the big Six Nations opener

first_imgThursday Feb 5, 2015 Wales vs England – Preview to the big Six Nations opener The drama is building for the opening match of the Six Nations, which perhaps more significantly, is also the first match of top tier Test rugby in this, the year of the Rugby World Cup. England will be out to avenge their last visit to Cardiff, a loss back in 2013.England’s last trip to Millennium Stadium, in which Wales achieved a record win of 30-3, is central in the thinking and preparation of both teams, but is also totally irrelevant. “We learned a lot that night, about pressure,” said coach Graham Rowntree earlier this week. “The guys that weren’t there that night have learned a lot from the guys who were there.”Top Tip: England to beat Wales was 7/4 Now 8/1 – Enhanced odds on opener with LadbrokesThe set-piece, breakdown, discipline and goal-kicking will be important as always but let’s take a quick look at three factors unique to this crunch clash between the old foes.Key Factor #1 – The Opening 20With the exception of a Jonny May try against the All Blacks, England have been slow to start in their November internationals. Whether it’s by conceding a penalty and/or points (Samoa), or blowing a try scoring opportunity (Australia and South Africa) the momentum of the opening 20 minutes has not been with England in their last four matches.Keep in mind that England are away from home and should they struggle to get off to a good start, Wales at home with Millennium Stadium behind them will prove an almighty challenge.Key Factor #2 – InjuriesEngland’s injury list has ballooned in recent weeks with Owen Farrell, Manu Tuilagi, Ben Morgan, Courtney Lawes, and others. Warren Gatland played down the importance of it stated, “You don’t allow that [to affect preparations]. They’ve got a huge amount of depth… and a lot of quality players to come in too”.Key Factor #3 – Welsh Experience in the CentresWales are fielding an experienced centre pairing of Jamie Roberts and Jonathan Davies. With 107 caps between them (plus 6 combined Lions caps). In sharp contrast, England’s Luther Burrell and Jonathan Joseph bring just 13 caps to the table.TEAMS:Wales: Leigh Halfpenny; Alex Cuthbert, Jonathan Davies, Jamie Roberts, George North; Dan Biggar, Rhys Webb; Gethin Jenkins, Richard Hibbard, Samson Lee, Jake Ball, Alun Wyn Jones, Dan Lydiate, Sam Warburton, Taulupe Faletau.Replacements: Scott Baldwin, Paul James, Aaron Jarvis, Luke Charteris, Justin Tipuric, Mike Phillips, Rhys Priestland, Liam Williams.England: Mike Brown; Anthony Watson, Jonathan Joseph, Luther Burrell, Jonny May; George Ford, Ben Youngs; Joe Marler, Dylan Hartley, Dan Cole, Dave Attwood, George Kruis, James Haskell, Chris Robshaw, Billy Vunipola.Replacements: Tom Youngs, Mako Vunipola, Kieran Brookes, Nick Easter, Tom Croft, Richard Wigglesworth, Danny Cipriani, Billy Twelvetrees.KICK-OFF: Friday, 20.05 (local)LAST THREE ENCOUNTERS: England 29 Wales 18, March 2014,  Wales 30 England 3, March 2013, England 12 Wales 19, February 2012ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Six Nations 2015 Related Articles 325 WEEKS AGO Courtney Lawes lays into another unsuspecting… 325 WEEKS AGO England and France’s Twickenham thriller… 325 WEEKS AGO Ireland thump Scotland to set up second Championship… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life Reports30+ Everyday Items with a Secret Hidden PurposeNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Everlong / bandesign

first_img Everlong / bandesign 2014 Lighting Designer: Japan Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/781565/everlong-bandesign Clipboard Save this picture!© Shigetomo Mizuno+ 26 Share photographs:  Shigetomo MizunoPhotographs:  Shigetomo Mizuno ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/781565/everlong-bandesign Clipboard CopyHouses•Nagoya, Japan “COPY” Houses Year:  Constructer:Aizawa kensetsu ltd, Yoshiharu TsuzukiArchitect In Charge:Hisanori Ban, Kazumoto TerashimaCity:NagoyaCountry:JapanMore SpecsLess SpecsSave this picture!© Shigetomo MizunoRecommended ProductsWoodLunawoodThermowood FacadesWoodBruagBalcony BalustradesLightsLouis PoulsenLamps – AJ CollectionWoodAccoyaAccoya® Cladding, Siding & FacadesText description provided by the architects. Everlong which has changeable structure, RC and Wood exists perpetually for living in an urban location.Save this picture!© Shigetomo MizunoExplanation designEverlong which has borrowed urban scenery exists in a central position of Nagoya city, Japanese typical urban location. The area that a commercial and a residential district has been considered to be sphere of influence and this townscape has been changing rapidly. Under the circumstances, architecture in the area needs to provide for various purposes.Save this picture!© Shigetomo MizunoMany Japanese residences constructed with RC structure have scraped early stages, about 30~40 years despite the RC having the long use years, over 60 or 70 years, because the RC structure has been inflexible for the changes of the time. To live long is to outlive many. Thus, the house requires changeable components of architecture. First of all, 10 RC bands hold small width walls. In order to stand horizontal forth of earthquakes the bands perform strongly. The house is ringed by the 10 RC bands consequently creating borrowed urban scenery.Save this picture!DetailSecond, wooden floors set on the each bands for housing requirements. This structural component has capable for the changes because the wooden structure provides easily extension and reconstruction. In addition, uniquely the component has possibility to change for height. At that time, 10 RC bands and wooden floors function as a recombination shelf.Save this picture!© Shigetomo MizunoMoreover, in the internal space, Japanese Shoji, right weight walls make various spaces plastically and satisfactory environment. In the west side, the walls make an insulating air layer between large windows and internal spaces. Working an air conditioner, the walls change air volume of the spaces. In order to live perpetually in the urban area the house continues changing in the long term and the short term.Save this picture!© Shigetomo MizunoLast, the house was commissioned by an aged woman who hopes her house remains forever if she disappears. Everlong was named after such her wishes.Save this picture!© Shigetomo MizunoProject gallerySee allShow lessExtension of the Biotechnical Faculty / CBD Contemporary Building DesignSelected ProjectsFilm Screening: Brooklyn FarmerEvent Sharecenter_img Everlong / bandesignSave this projectSaveEverlong / bandesign CopyAbout this officebandesignOfficeFollowProductsWoodGlassSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesNagoyaJapanPublished on February 07, 2016Cite: “Everlong / bandesign” 06 Feb 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPartitionsSkyfoldVertically Folding Operable Walls – Classic™ SeriesVinyl Walls3MVinyl Finish – DI-NOC™ AbstractFaucetshansgroheKitchen Mixers – Talis MShower ColumnsAXORShowers – AXOR LampShower by NendoWoodBruagRoom Acoustics – Interior Cladding PanelsPanels / Prefabricated AssembliesIsland Exterior FabricatorsMega-Panel Facade SystemsConcreteKrytonCrystalline Waterproofing – KIMTable LampsAxolightTable Lights – SkirtDoorsRabel Aluminium SystemsMinimal Glass Pivot Door – Rabel 8700 Slim Super ThermalUrban ShadingPunto DesignPublic Architecture in Residential ComplexExterior DeckingHouse of BambooDecking – BambooAnti-Corrosive CoatingsTIGERPowder Coating – Drylac® Bianco 605More products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” Photographs Architects: bandesign Area Area of this architecture project Structural Engineer: 2014 Koizumi Lighting Technology, Atsuko Fujita IIJIMA Structural Design Office, Takao Michikura Year:  ArchDaily Area:  253 m² Area:  253 m² Year Completion year of this architecture project last_img read more

ICFM to publish guidelines on Internet fundraising

first_img The Institute of Charity Fundraising Managers is about to publish its first guidelines on fundraising using the Internet. UK Fundraising’s Howard Lake was part of the volunteer team that helped draw up these guidelines.The Institute of Charity Fundraising Managers is about to publish its first guidelines on fundraising using the Internet. UK Fundraising’s Howard Lake was part of the volunteer team that helped draw up these guidelines.The guidelines are almost certainly the most comprehensive available from any national fundraising membership organisation in the world. The aggregation of professional, charity and Internet expertise under the auspices of ICFM, producing a freely available document, is a significant develop in online fundraising in the UK. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Read Howard Lake’s article New online guidelines for fundraisers at SocietyGuardian. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 24 May 2001 | News  17 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis ICFM to publish guidelines on Internet fundraisinglast_img read more

The Sun backs RHS bicentenary appeal

first_imgThe Sun is saying it with roses in backing the RHS Bicentenary Glasshouse appeal.The newspaper is donating 96 bush roses of the variety ‘Special Anniversary’ to the Royal Horticultural Society (RHS) to mark its Bicentenary and as a gesture to encourage donations from the public towards a new £7.7m Bicentenary Glasshouse and learning centre at RHS Garden Wisley in Surrey.RHS Gardens Wisley in Surrey, Hyde Hall in Essex, Rosemoor in Devon, and Harlow Carr in Yorkshire will each receive 24 roses later this month. ‘Special Anniversary’ is a very fragrant deep pink Hybrid Tea. Advertisement The Sun backs RHS bicentenary appeal  18 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 23 October 2004 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis “I hope this gesture is the prompt that encourages many visitors who’ve enjoyed the RHS Gardens to make a donation to improve them even further,” said Peter Seabrook, Gardening Editor of The Sun.last_img read more

International fundraisers debate impact on recession and credit crunch

first_imgInternational fundraisers debate impact on recession and credit crunch  37 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Delegates at last week’s International Fundraising Congress in Holland were given a late addition to their timetable with the insertion of a one-hour debate on the impact of the current global economic crisis and credit crunch on fundraising.Led by Sean Triner, Daryl Upsall, and Marcelo Iniarra, the 8am session attracted over 110 delegates.The overall message of the session was upbeat. The lessons learned from other fundraisers who had weathered recessions in the UK, USA, Argentina and other countries made it clear that now was not the time to cut back on fundraising. “Avoid recession suicide” was the call to action: invest now in fundraising.The emphasis was on statistics rather than anecdote. Some charities were reporting that they were still growing very well and were very positive about next year. Sean Triner’s recessionwatch blog is gathering these statistics, and he welcomes more contributions.Bernard Ross and Amanda Seller shared the results of a couple of recent polls of fundraisers at international NGOs and from leading fundraisers in many countries.UK Fundraising’s Howard Lake videoed the session which is now available in short sections. Tagged with: credit crunch Giving/Philanthropy Prospect research recession Resource Alliance AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 21 October 2008 | News Find more UK Fundraising videos, including more from the International Fundraising Congress, at:http://uk.youtube.com/HowardLakelast_img read more

Opposition newspaper reporter murdered in northwest

first_imgNews to go further Fixer for foreign reporters held in Aden for past five months RSF_en February 26, 2021 Find out more Mohammed Shu’i Al-Rabu’i, a correspondent for several news media including the opposition newspaper Al-Qahira, was gunned down on 13 February in the district of Beni Qais (in the governorate of Hajja), 120 km northwest of Sanaa. Those allegedly responsible have already been arrested. “The murderers have been arrested and will be punished,” Beni Qais security chief Abdelrazeq Az-Zareq said, adding that he took “full responsibility” for their release at the end of last year. February 11, 2021 Find out more News News United Nations: press freedom situation “deeply worrying” in Yemen, according to RSF January 6, 2021 Find out more Yemen was ranked 167th out of 175 countries in the Reporters Without Borders 2009 press freedom index. YemenMiddle East – North Africa Receive email alerts Help by sharing this information “We offer this journalist’s colleagues and family our heartfelt condolences,” Reporters Without Borders said. “His murder is an outrage that could have been avoided if the authorities had not been so negligent. His alleged killers were arrested at the end of last year for physically attacking him but the authorities freed them.” February 15, 2010 – Updated on January 20, 2016 Opposition newspaper reporter murdered in northwest Follow the news on Yemen Yemeni journalist killed, nine wounded in Aden airport explosions YemenMiddle East – North Africa Al-Rabu’i had worked for more than 10 years for Al-Qahira, the mouthpiece of the Islamic Reform Grouping (Al-Islah), the main opposition party. In the last legislative elections, in 2003, Al-Islah won 22.6 per cent of the vote and 46 of the 301 seats in parliament. The press freedom organisation added: “This time we call for them to be brought to trial and severely punished. We also urge the authorities to do what is necessary to ensure that this kind of tragedy does not recur by giving journalists adequate protection throughout the country.” Organisation Aged 34, Al-Rabu’i was shot reportedly dead at his home by about four of five individuals who were arrested after attacking him in late 2009 but were released before charges were brought. News Respect for press freedom worsened last year in Yemen but this is the first time that a journalist has been murdered in violence against independent or opposition news media since North and South Yemen merged in 1990.last_img read more

Trauma, LGBT struggles discussed

first_imgLocal News WhatsApp Student Health Advisory CouncilTrauma informed schools and an overview of the struggles faced by lesbian, gay, bisexual and transgender students were discussed at an Ector County Independent School District Student Health Advisory Council meeting Thursday.According to information presented by Executive Director of Guidance and Counseling Nancy Vanley, any experience that leaves a person feeling hopeless, helpless, fearing for their life or survival, their safety, or the life, safety or survival of a loved one is a trauma.Vanley said the experiences can be real or perceived. Some examples of trauma are neglect, physical or sexual abuse, domestic violence, natural disaster and incarceration of a loved one.She said she would like to have more people trained to recognize students who have experienced trauma and be able to teach students coping skills.Untreated trauma can lead to a variety of academic impacts such as lower GPA, decreased reading ability, learning deficiencies, increased school absences and dropout rate and increased suspensions and expulsions.But, Vanley’s presentation said trauma informed schools focused on social and emotional learning increases performance on standardized tests and grades, leads to improved school climate and other benefits.Director of Nursing Services Laura Mathew talked about some of the insights gathered from high school students who are lesbian, gay, bisexual or transgender. In material distributed to SHAC members, it says students said their main difficulties resulted from telling their parents they were LGBT. Parents often don’t know how to respond and some condemn their behavior denying them the support they need, her report said.“Students described feeling more supported at school than at home at times. Their main support came from other students who would simply allow them to talk and who would listen and accept them no matter what they said,” the report said.SHAC members voted to ask that ECISD staff view a video training on treating LGBT students respectfully. The request would be for the 2018 school year. WhatsApp Trauma, LGBT struggles discussed Pinterest Twitter Pinterest Facebook Facebook Twitter By admin – January 13, 2018 Previous articleCatholic high school opening pushed backNext articlePlastic surgeon grafts fat adminlast_img read more

OC president honored as Citizen of the Year

first_img Registration set for engineering camp Twitter Home Local News Education OC president honored as Citizen of the Year Twitter OCA top 2 were ESL students By admin – February 2, 2018 Pinterest Facebook Pinterest WhatsApp WhatsApp Odessa College President Gregory Williams speaks about being named the citizen of the year from Odessa Chamber of Commerce during a luncheon Thursday at Odessa Country Club. In 2017 Odessa College was named an Aspen Institute Top 10 Community College and went on to win the 2017 Star Award for Community College Excellence from the Aspen Institute. Odessa College also won the Texas Higher Education Coordinating Boards’ 2017 Star Award for the program presentation Eight Week Terms: A Pathway to 60x30TX. Noel earns award Odessa Chamber of Commerce.Odessa College. Previous articleSounds yummy! Chocolate for a good causeNext articleCHAREN: The conspiracy mindset in American politics admin RELATED ARTICLESMORE FROM AUTHOR Some 400 leaders from business, education, the city and the community turned out to honor Odessa College President Gregory Williams as the Odessa Chamber of Commerce’s Citizen of the Year at the Odessa Country Club Thursday.Williams has served as OC president since January 2007. He had been a student at the college in 1983. He earned three degrees from the University of Texas of the Permian Basin in psychology with a certification to teach psychology, history and learning disabled students, information from the chamber said.This was followed by two master’s degrees in education mid-management and psychology. He received a doctorate in higher education administration from Baylor University.Among many accomplishments since becoming president, Williams has seen a successful 2010 bond election that allowed the college to launch Vision 2015, a $78 million campus-wide building and renovation program.In 2017, the college won numerous awards, including being named an Aspen Institute Top 10 community college and the Rising Star Award for Community College Excellence, also from the Aspen Institute. The college also garnered the Texas Higher Education Coordinating Board’s 2017 Star Award for its eight-week terms.In 2016, it was named the first AVID demonstration site in higher education in the country, the information said.“I’m honored and I’m proud,” Williams said in an interview before the luncheon. “It’s an acknowledgement, I think, of the work that we’re doing. For me it’s always about the work. It’s about the students. It’s about the community. It’s about us moving forward. We know that there’s a lot more that needs to be done and I’m proud to be a part of that, but also tremendously proud to be a representative of Odessa College and all the wonderful work that those people are doing.”Additionally, during his remarks later, Williams said he would talk about everyone coming together as a community.“It’s about education. It’s about supporting each other. It’s about acknowledging our board and the work that they’re doing and the work that other boards and entities are doing and we need all of us to pull together if we’re going to have success and I’m all about the work,” Williams said.Odessa College Board of Trustees President Royce Bodiford said it was great that Williams was receiving the Citizen of the Year recognition. He added that he wants to encourage Williams to continue to advance and for OC to become the No. 1 community college in the country.“He well deserves this award for all the work he’s done for the community through Odessa College. His leadership has been outstanding over these (11) years that he’s been there,” Bodiford said.Craig Van Amburgh, president of CVA Advertising and Marketing and a past chairman of the Odessa Chamber of Commerce, said he was asked to serve as emcee of the luncheon by Williams.This is the 60th year the award has been given.“I personally think they couldn’t have picked a better choice,” Van Amburgh said. “Dr. Williams has come into this market again and done an incredible job bringing Odessa College up to the level that it’s at. It’s gotten local, regional, national attention for the innovative things that he’s doing.”“… Greg is a really inspirational person, not only for Odessa College but with everybody that knows him. You’re inspired by him because he’s a go-getter. He loves life and he makes things happen,” Van Amburgh added.More Information Local NewsEducation OC president honored as Citizen of the Year Summer Spaghetti SaladCreamy Fruit SaladTexas Fried ChickenPowered By 10 Sec Croissant Breakfast Sandwich Casserole NextStay Facebooklast_img read more

What’s Keeping Millennial Renters from Owning a Home?

first_img Tagged with: CoreLogic Demand Home Price Index Home Prices Home Sales Homes HOUSING Housing Markets overvalued Supply August 7, 2018 1,424 Views Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. in Daily Dose, Featured, Market Studies, News Subscribe What’s Keeping Millennial Renters from Owning a Home? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save  Print This Post Demand Propels Home Prices Upward 2 days ago CoreLogic Demand Home Price Index Home Prices Home Sales Homes HOUSING Housing Markets overvalued Supply 2018-08-07 Radhika Ojha About Author: Radhika Ojha Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days agocenter_img The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Four Direct Ways to Impact Housing Affordability Next: Following Fannie and Freddie Foreclosure Findings The Best Markets For Residential Property Investors 2 days ago Related Articles Home prices continued their upward trajectory in June, taking a toll on affordability and leading to slower sales in some markets, according to the latest CoreLogic Home Price Index (HPI), released Tuesday. This has particularly impacted younger potential homebuyers.Prices rose 0.7 percent over the month in June and were up 6.8 percent from last June, according to the HPI. Home prices rose in all 50 states over the year in June, and double-digit growth was recorded in four states: Nevada (12.6 percent), Washington (12.1 percent), Idaho (11.4 percent), and Utah (10.4 percent). The persistently rising prices over the past few years had CoreLogic’s chief economist Frank Nothaft looking somewhat pessimistically at the housing market.“The rise in home prices and interest rates over the past year have eroded affordability and are beginning to slow existing home sales in some markets,” he said. “Further increases in home prices and mortgage rates over the next year will likely dampen sales and home-price growth,” he added. He pointed out that the struggle is particularly acute for first-time homebuyers. Younger millennial renters under the age of 29 demonstrated a strong affinity for homeownership in a study conducted by CoreLogic in partnership with RTi Research. The under-29 group appears to be more interested in homeownership than older millennials, but they are restricted by down payment costs. Among younger millennials, 63 percent of those who say they are not interested in homeownership cite their inability to afford a home or down payment as the reason for their disinterest. With ever-rising prices, CoreLogic also examined markets to determine which are over- versus undervalued. Among the 100 largest metropolitan areas, 41 percent are overvalued, 24 percent are undervalued, and the remaining 35 percent are “at value,” according to CoreLogic. CoreLogic determines whether a market is over- or undervalued by comparing current home prices to their “long-run, sustainable levels.” Those that are at least 10 percent higher are considered overvalued, while those that are 10 percent lower are considered undervalued. The Nevada metro area housing market experienced a 12.9 percent increase in home prices over the year in June and unsurprisingly, is currently overvalued. However, the San Francisco metro area, where prices rose 11.2 percent over the year in June, is not overvalued. The market is currently “at value,” according to CoreLogic’s assessment. A few other notable overvalued markets are the New York, D.C., Denver, Boston, Los Angeles, Houston, and Miami metros. Looking forward, CoreLogic predicts home prices to grow 5.1 percent between June 2018 and June 2019.Learn more about what a millennial homebuyer is looking for and how lenders and servicers can reach out to this group, at MReport’s Hottest Buyers on the Block: Reaching Millennials webinar presented by Ellie Mae, on August 23. Click below to register for the webinar. Home / Daily Dose / What’s Keeping Millennial Renters from Owning a Home?last_img read more